At Lend At Ease, we shop for the better product that suits your long term goals.
We deal with all types of lenders, including banks. We understand that every situation is different.
Our Mortgage Professionals will provide the support you need to achieve your goals.
Wide array of services, customized for you.
Lend At Ease offers a wide range of mortgages to suit your individual needs. We will work together to help you select from a range of mortgage products that best suit you.
If you are a first-time home buyer, it’s a very exciting time. It’s wise to begin by talking with us – to understand how much mortgage you can manage, and to explore both traditional and innovative mortgage options. You’re about to take a big step; you’ll want some advice from the experts. Let us take you to the process. As a Repeat Buyer, you need to know that your options are extensive. With a changing mortgage marketplace, you need to be kept up to date so that you can make an informed decision that is customized to your current situation with the flexibility that you want.
REFINANCING AND HOME EQUITY TAKE-OUT
Mortgages generally qualify as good debt: they are usually available at the lowest possible rates, they represent a good investment in a (generally) appreciating asset, and they make home ownership possible.
Home equity loans and lines of credit usually often carry favourable interest rates compared to credit cards and personal loans. Also, like your first mortgage, the interest you pay on a home equity loan or line is usually tax-deductible.
Your home equity can be a useful financial resource, enabling you to access financing at rates that are generally lower than other forms of borrowing.
Some common reasons to refinance include:
- Home Renovations
- Debt Consolidation
- Second properties (Rental Properties)
- Retirement Planning
If you are interested in assessing your options, contact us to find out how much equity you can leverage, and what your monthly payments would be.
When renewing your mortgage, it is likely that your current institution will offer you a rate that may not be the best one available in the marketplace. You are in a strong negotiating position, and by selecting Lend At Ease you can obtain a rate and product that suits you and your needs. Too many individuals do not take advantage of their position and a mortgage broker’s services at this critical time of homeownership. This is the time when your equity grows substantially, from decreasing your principal loan balance combined with appreciating home values. There are a lot of lenders in the marketplace, and we can find the one most suitable for you.
How to consolidate your debt.
The issue of paying the debt can be overwhelming. Lend At Ease has solution to your debt collection with experienced and well trained mortgage professionals, helping you to pay off your debt and getting you back on track the easy way.
How will consolidation help us?
Credit cards with high interest rates, unsecured personal loans could impact your debt very little The actual debt you owe as most of what you do pay is just covering the interest. Worst of all, the longer it takes you to pay back your creditors, the worse your credit may become which in turn makes it more challenging to fix the problem!
By consolidating those multiple monthly payments, Lend At Ease can reduce your monthly payments and help you reduce the principle of your debt with each payment.
HOME EQUITY LINE OF CREDIT (H.E.L.O.C)
Benefits of a HELOC
As you require additional funds and want the flexibility to borrow and repay mortgage loan as frequently as you’d like, a home equity line of credit is for you! Not only do you have the financial flexibility, unlike a regular mortgage, a H.E.L.O.C is re-advance able for all your financial dreams to come true.
You can enhance your borrowing power by getting your financial advice from Lend At Ease. Whether you want to improve your rate, borrow additional funds, pay off your mortgage sooner, or consolidate your existing debt, Lend At Ease will show you the easy way.